Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Consider Keeping Your Life Insurance When You Retire Reasons to retain your coverage into your retirement years. The Twelve Steps to Living Confidently: Budgeting One of the most important steps to become financially sufficient is to set up a realistic budget. How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits.